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967 Kenneth Ave.
�i i CITY OF CA₹MPBEL.L RECVD BY: CASHIER 01000=.25018? RAYOR: HANS SCHMITT TODAY'S DATE: 06/11/15 REGISTER DATE: 04/21/15 TIME: 12:27 DESCRIPTI ' MOUNT C3S4 )P-'CqY COST I :967 KENNETH A';E l STORM D _ $50'2.00 TOTAL DUE: $509.00 TENDERED: $509.00 CHANGE: $.00 CHECK $509.00 REF NUM: 123 e P C WORKS DEPARTMENT LAND DEVELOP Effective July 1,2014 PUBLIC WORKS FILE NO. ` k4 f is\VN 401-1/4 5 TO: City Clerk PROPERTY ADDRESS l ,()1 k ev\h C-s--k-A...- A g._ Please collect&receipt for the following monies: ACCT. I ITEM AMOUNT LAND DEVELOPMENT 4722 j Encroachment Permit Application Fee Non-Utility Encroachment Permit Major≥$10,000 $385.00 Minor Encroachment Permit<$10,000 $220.00 Initial R-1 Permit N/C Subsequent R-1 Permits within Two Year Period $220.00 Inspection Fee Minimum Charge per Location $385.00 Street Tree Planting/Removal N/C 2203 ($500 per Tree Planting Deposit Required) $500.00/tree — 2203 Plan Check Deposit 2% of Engineer's Estimate $500.00 min Utility and R-1 Permits no deposit required 4722 Grading &Drainage Plan Review Single Family Lot $270.00 Site< 10,000 s.f. $810:00 Site≥ 10,000 s.f. <0.5 Acre $1,081.00 Site≥0.5 Acre $1 621.00 4722,NPDES Review(C3 Requirements) For projects not required to submit numeric sizing $156.00 For projects required to submit numeric sizing i Impervious Area 10,CJ0 Sq. Ft to 1 Acre $676.00 Impervious Area 1 Acre or more $884.00 4722 For projects sent to Consultant for review Consultant Cost+20%_ Plan Check& Inspection Fee(Non-Utility) 4722 Engr. Est. <$250,000 14%of Engineer's Estimate 2203 Engr. Est. ≥$250,000 and <$500,000 $35,000+8% of Engineers Estimate 2203 Engr. Est. ≥$500,000 $55,000+7% of Engineers Estimate 2203 Emergency Cash Deposit 4%of Enqr. Est.*($500 min/$10,000 Max) _ 2203 Faithful Performance Security(FPS) 100% of ENGR.EST.* 2203 Labor and Materials Security 100%of ENGR.EST.* 4721 Sform Drainage Area Fee Per Acre 4,- R-1 $2,120.00 Lr 09 c" (Multi-Res$2,385.00) (All Other$2,650.00) 4722, Parcel Map (4 Lots or Less) $3,850.00+$83/lot 4722 Final Tract Map(5 or More Lots) $4,681.00+ $114/lot 2203 Monumentation Security 100% of City's Monumentation Estimate 4920 Parkland Dedication Fee(75%/25% Due Upon Cert.of Occupancy) 4722 Lot Line Adjustment(Includes Certificate of Compliance) $1,820.00 4722 Vacation of Public Streets&Easements $2,434.00 4722 Certificate of Compliance $1 800.00 4722 Certificate of Correction $540.00 4722 Appeal Filing Fee $200.00 4722 Notary Fee(per signature) $10.00 ` 4722 Assessment Segregation or Reapportionment First Split $860.00 Each Additional Lot $270.00 511.7424 Postage ISCEGLANEOUS ,., . j Other(Please Specify) ta `Engineer's Estimate shall be as approved by the City Engineer and shall include all items of work. TOTAL $ 6r-19. NAME OF APPLICANT ACtr15 Jam,\Avt,\, NAME OF PAYOR \-\-(Av\S \vl`; PHONE L �.1C1-2( i ADDRESS C1b(1 kev\,t\ \i)k*_ ( 6-4 J ZIP i3c.).) FOR t I RECEIVED BY � CITY CLERK ,a,,,, , ONLY Date Receipt 4 ,The....-_-_, Date/ Initials .1-W VV{ Ky. - i,,.c! J FORMS\TemolalesUtlm vusu,,&Receipt Fpm Land Development,*-15 _ CITY OF CAMPBELL RECVD BY: CASHIER 01000258189 FAVOR: HANS SCHMITT TODAY'S DATE: 04/21;15 • REGISTER DATE: 04/21/15 TIME: 12:27 DESCRIPTION AMOUNT STORM DRAIN FEES FN 2 $509.00 CUST ID: 967 KENNETH AVE TOTAL DUE: $509.00 CHECK PAID: $509.00 • CHECK NO: 128 TENDERED: $509.00 CHANGE: $.O0 T MEMORANDUM CITY OF CAMPBELL TO: Bill Bruckart, Building Official DATE: 3/27/15 FROM: Roger Storz, Senior Civil Engineer(408) 866-2190 SUBJECT: BUILDING PERMIT APPLICATION Site Address: 967 Kenneth Avenue For File No(s): BLD2015-00300 Project Description: New Accessory Structure The plan does not show the need for any new or upgraded utility connections in the public right- of-way, nor any changes to improvements within the public right-of-way. In the event that new or upsized utility connections are required in the street, the applicant will be responsible for obtaining utility encroachment permits and restoring the street per City standard requirements. PUBLIC WORKS DEPARTMENT CONDITIONS OF APPROVAL 1. Storm Drain Area Fee: Prior to issuance of any grading or building permits for the site, the applicant shall pay the required Storm Drain Area fee, currently set at$2,120.00 per net acre, which is$509.00 J:\LandDev\Conditions\Bldg\Kenneth 967 Accessory Structure Bldg.doc Page 1 of 1 El 5 PLAN REVIEW ROUTER CITY OF CAMPBELL. 1Sfds-'a New Submittal ❑Resubrnit�al: ('°a 3r°• 4th,5it'Re�'ie ) DRe�ision to Ei istirg Permit 2 o � - D Pv CEIVEL�= APN# ° 3 r,-3 15 APPLICATION/PER.MITn ,7 'a( JOB ADD3'.ES, JOB DESCRIPTION ' +1 O V gAVIC) a. ❑COMMERCIAL !il,�SIDENTIAL Plans RECIEVED Structural Calcs. —WVSD Soils Report School Fee Foiiu s> ____ Truss Calcs. Health Department Approval T-24 Calc . __Response Letter Initials KC ilding P an Checked By Date: Structural Plan Checker: Date: DAPPROVED IINOT APPROVED Zone: Planning Checked By: -_ Date: DAP PROVED IINOT APPROVED ublic Works6E-Sr lan Checked By: Date: I ( S APPROVED ON OT APPROVED DFire Plan Checked By: Date: DAPPROVED ❑NOT APPROVED °F CqMA�' DEVELOPMENT REVIEW COMMITTEE ROUTING SHEET .�." .p_ DEVELOPMENT APPLICATION r)RCH AW° Distribution: November 20, 2014 Presentation: N/A Completeness/Conditions: December 9,2014 ROUTE TO: Building Division Police Department Fire Department Redevelopment Coordinator X Land Development Division Traffic Engineer Project Description: REVISED PLANS - Administrative Site and Architectural Review Permit to allow a 94 square-foot single-story addition, demolish and rebuild 110 square feet, interior remodel, and add a 505 square-foot detached accessory structure at an existing single-family residence. (No DRC. If any change to your comments/conditions,please update Project Planner.) File No.: PLN2014-250 APN: 404-30-053 Applicant: Michelle Kusanovich Property Owner: Hans Schmitt Project Address: 967 Kenneth Ave. Zoning District: R-1-10 (Single Family Residential) General Plan Designation: Low Density Residential<3.5 du/ac PROJECT PLANNER: Mariya Hodge DEPARTMENTAL RECOMMENDATION: If it can be determined that this project will require minimal or no comments by your department/agency, please return this comment eet with your initials to the Project Planner as soon as possible. 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Io �a � a °aagax _a _gegaQ a as 3 <6 , Sim SSe Pi ^A a p w o � � r PLAN FOR THE IMPROVEMENT OF 000 713 BLUEPRINT FORA CLEAN BAY ENCROACHMENT PERMIT NO. MEMORANDUM CITY OF CAMPBELL TO: TBD, Project Planner DATE: 9/12/14 FROM: Doris C. Quai Hoi,Project Engineer SUBJECT: DRC APPLICATION Site Address: 967 Kenneth Avenue For File No(s): PLN2014-250 Project Description: Admin Site and Arch Review Permit to allow a 505 secondary detached strictire to an existing single-family residence, 94 square feet addition, interior remodel. Applicant: Mihelle Kusanovich COMMENTS The building permit and grading permit will not be issued by the Building Department until all Public Works Conditions of Approval have been satisfied. These Conditions of Approval are a supplement to the Schmitt Residence Plans dated August 12, 2014 by Marc Studios. The plans are not approved for construction. PUBLIC WORKS DEPARTMENT CONDITIONS OF APPROVAL 1. Storm Drain Area Fee: Prior to issuance of any grading or building permits for the site the applicant shall pay the required Storm Drain Area fee, currently set at$2,120.00 per net acre, which is $509.00. 2. Plan Lines: Prior to issuance of any grading or building permits for the site, the applicant shall correct the Site Plan Sheet AO showing the correct distance from the street centerline to the property line (30 ft), identify the location of sanitary clean out, and correctly show where the power pole is located. It currently is in the travel lane. Set back requirements are taken from property line. 3. Utilities: All on-site utilities shall be installed underground per Section 21.18.140 of the Campbell Municipal Code for any new or remodeled buildings or additions. Applicant shall comply with all plan submittals, permitting, anc(fee requirements of the serving utility companies. Utility locations shall not cause damage to any existing street trees. Where there are utility conflicts due to established tree roots or where a new tree will be installed, alternate locations for utilities shall be explored. Include utility trench details where necessary. 4. Water Meter(s) and Sewer Cleanout(s): Existing and proposed water meter(s) and sewer cleanout(s) shall be relocated or installed on private property behind the public right-of-way line. J:\LandDev\Conditions\Ping\Kenneth Ave 967.doc Page 1 of 2 967 Kenneth Ave (PLN2014-250) 5. Utility Coordination Plan: Prior to issuance of building permits for the site, the applicant shall submit a utility coordination plan and schedule for approval by the City Engineer for installation and/or abandonment of all utilities. The plan shall clearly show the location and size of all existing utilities and the associated main lines; indicate which utilities and services are to remain; which utilities and services are to be abandoned, and where new utilities and services will be installed. Joint trenches for new utilities shall be used whenever possible. 6. Pavement Restoration: Based on the utility coordination plan, the applicant shall prepare a pavement restoration plan for approval by the City Engineer prior to any utility installation or abandonment. Streets that have been reconstructed or overlaid within the previous five years will require boring and jacking for all new utility installations. Kenneth Avenue has not been reconstructed or overlaid in the last 5 years. The pavement restoration plan shall indicate how the street pavement shall be restored following the installation or abandonment of all utilities necessary for the project. 7. Utility Encroachment Permit: Separate permits for the installation of utilities to serve the development will be required (including water, sewer, gas, electric, etc.). Applicant shall apply for and pay all necessary fees for utility permits for sanitary sewer, gas, water, electric and all other utility work. 8. Additional Street Improvements: Should it be discovered after the approval process that new utility main lines, extra utility work or other work is required to service the development, and should those facilities or other work affect any public improvements, the City may add conditions to the development/project/permit, at the discretion of the City Engineer, to restore pavement or other public improvements to the satisfaction of the City. J:\LandDev\Conditions\Ping\Kenneth Ave 967.doc Page 2 of 2 0v cAMAeS) DEVELOPMENT REVIEW COMMITTEE z* ROUTING SHEET DEVELOPMENT APPLICATION Sep P 9 '0, Distribution: September 2, 2014 '"„ Presentation: September 9, 2014 V` „;, Completeness: September 16, 2014 Conditions: September 23, 2014 ROUTE TO: X Building Division Police Department X Fire Department Redevelopment Coordinator X Land Development Division Traffic Engineer Project Description: Administrative Site and Architectural Review Permit to allow a 94 square- foot single-story addition, demolish and rebuild 110 square feet, interior remodel, and add a 505 square-foot detached accessory structure at an existing single-family residence. ' File No.: PLN2014-250 APN: 404-30-053 Applicant: Michelle Kusanovich Property Owner: Hans Schmitt Project Address: 967 Kenneth Ave. Zoning District: R-1-10 (Single Family Residential) General Plan Designation: Low Density Residential<3.5 du/ac PROJECT PLANNER: TBD DEPARTMENTAL RECOMMENDATION: If it can be determined that this project will require minimal or no comments by your department/agency, please return this comment sheet with your initials to the Project Planner as soon as possible. Status I Conditions No Conditions Additional information/revisions (see attached) and Development Information s t Prepared by: CP APN: 404-30-053 Date: 9/5/14 Address: 967 Kenneth Ave. Lot size: 10,290(SF) Any found records of building permits in last five years? Yes❑ (provide info below)No Was permit issued? Yes❑ (provide info below)No If yes,what is nature of work: N/a Permit Number: N/a If this project is part of a larger development(new subdivision,new townhomes)or commercial development, skip A through D. A. Existing building area(SF): 2,253 B. Proposed additional area(SF): 599 (Use the area from five years back) C. Total area w/addition(A+B): 2,852 D. Percent increase(B/A): 27% (if less than 50%, stop research) Tract or Parcel Map : Tr.531 Date recorded: July. 1948 (Tract#or book&page) Any found records of Storm Drain Area fee previously paid? Yes❑ (provide info below) No El (Fee initiated for residential subdivisions 4 8/15/55;all developments 4 5/16/60) N/a Date paid N/a (file#&address or LID#) Storm Drain Area fee: .24(area in acres) X $2,120(fee/acre) = $508.80 Within STANP? Yes® No ❑ (check one) STANP Requirements: Curb❑ Gutter❑ Sidewalk❑ Rolled curb❑ None® NA❑ Existing improvements present? Curb❑ Gutter ❑ Sidewalk ❑ (check all that apply) Sidewalk dimension(BOW to FOW): N/a Park strip dimension(FOW to BOC): N/a Driveway dimension(s): None D/W ADA compliant? Yes❑ No ❑ Ramp ADA compliant? Yes❑ No Li Street ROW half width(CL to PL): 30' Date that street had been resurfaced: N/a Street light info: JP ❑ older pole❑ galvanized pole ❑ Water meter and sewer cleanout info: WM in ROW fronting property, SC not found, Irrigation Control Valve found—9' inside PL SD inlet and/or manhole(relation to frontage): SD MH(S32-05-MH) located—190' south of property along intersection of Kenneth Ave.And W. Sunnvoaks Ave. Electrical panel relocation? Yes ❑ No ® NA ❑ Addition to back of house Overhead lines fronting property? ® Yes ❑No A.Roadway Classification: ❑Arterial,Collector or ®Local B.Commercial structure or subdivision of 5 or more? ❑Yes ®No Utility undergrounding required? ['Yes ®No Provide details and attach pictures(8.5x11),assessors map(11x17)and aerial map(8.5 x 11),WVSD SD system map (11x17,B/W),SD Map-CAD File(8.5x11) PVT . LANE41 • HO HO HO Hill r '. '-: • -. • -- - d _1'_ .►I.0* 11 ; lillat -HiF_ -1. N • iI • 4 I .04.4, , al 6 ' _ J i - 41I' fti_ 4 .t. O s� 4 Lv lit : ICY '" r "� ke IllF Y . 'VIII• 4 ti. c .1 O I ir O 7j 4.. 4. i 4 • a • cC• -o . -0 F * A 5 — — — \ '- � i _ . . _. . . .i_J 41, ._ 0 CO /I itinic: N. 0 D r= co KENNETH AV . X Photos of 967 Kenneth Ave. , R. q�� i 1't. "`I , . - f y`.lit - 106,, ,, _ �v 7 `Yyar lfi.`. to, — _ — F{ y 11 Front view-left side Front view-right side,PP on right PP MAIL BOX ,_,,..- 'f ..", ',:i.. y ..y_ , .. Ii.,,i, ,_ , ;_. y�.yf. I . WM " 5'edge of 41,-/-0.-, �� �, ^ pavement f ,",M,t , ,. '" :'�- to PL �' ., 11111 r ' ‘ i►� a I- Ili§ . , PP,mail box, and WM all w/in ROW OH lines connection into house r , _. A Irrigation _ g Control r.'t Valve _. Z '-- _L.__ - t rAR++ Nina 4 i '',..,1k.. —9' inside - / of PL a • ,1, - • ,, o. mo . Approximate location of Irrigation Control Valve(on Close up of valve box property) Photos of 967 Kenneth Ave. ¢. T z f r ,, off' �+� a�� � , b ------...,ate-�'- 1 1 , 30'ROW •.'� ''� S half-width w H= CL to PL Gas meter Street view,property on right, looking south along Kenneth Ave. :t ID ,tC f -. `. .„, ... - . .--. .... -._ -.. ..._ fit• SD MH at intersection of Sunnyoaks and Kenneth, Close-up of MH(S32-05-MH) view is looking towards Kenneth Ave. :._ 7: \ ., y. � so VI: . ./". PP and OH lines running along backside of property Property on left(red fence) looking towards (red fence) along private lane Sunnyoaks Ave. from private line behind property OFFICE OF COU Y ASSESSOR SANTA CLARA COUNTY CALIFORNIA BOOK PAGE 29 - 1z W� 404 30 TRACT No. 284 ‘ I , II GARRISON TRACT 10-M-23 ' - EMORY - - - - - - - - - - AVENUE SUNNYOAKS TRACT P.M.505-M-7 745 763 783 803 819 839 855-59 875 881 909 927 945 959 961 C 70 j 90 j 90 j 100 j 100 j 100 100 j 100 j 100 j 100 j 100 I100 75 X15' 141.04 • I I I I I I I I I I I I I IJJ I I I I I 1 I I I I 10 12 0: 7-4 2I '� I I I I I I I I I I I- I I'2 76 2 Z I I I I I 1 I I I I I P CL.A I I" rn ; is i i i i i i i i i c' PTN.LOT 1 ti0) 1 PCL.A Q c 1 Ig 2 3 4 5 6 7 �' I 9 10 11 �I 55 _ 15 161.04 Ia - I I I I I I I I Ir--1.55 --- I I I I I I I I I I I I I I I I I 1 I I 176.04 I I I I I I I I I I 30' I I I I I I I I I I in: 16 '� h 12 ; 11 ; 10 ; 9 ' 8 ; 7 ; 6 ; 5 I 4 ; 3 ' 2 r 1PTN.LOT2 PCL.C I I I I I I I I I I 175 176.04 . ... 903.84 ... 517.20 LOT 3 Y 0 .SBE 2559-43-22':. Q 17 167.20 P/ 0 Q S. C. V. W. D. 32 IC N0 18 Z CITY OF N 0 CAMPBELL - Z 1.31 Ac Net S.C.V.W.D. 3.05 Ac Net 903.84 185 167.20 165 ... ...T. .T... . ... ...T...T..._ ; ...�_... 1.20 ..T...-T... ... ... 85.96--- I I I I I I I I 81 50' 81.20 , , I 36 j 125 I I I I I 1 I 1 I I I I C-.) 19 , 20 , 21 , 22 , 25 , 26 , 27 , 28 , 29 w 30 , 31 , 32 , 33 A ,0 C 79 0 . BOOK I I I I I I I I Z D Lo I I 1 I V I 406 a? I I I 1 I I I in' a? Z Z a? 10 I I Lo I 125 37 ;M 36 ; 35 ; 34 M! 82 M; 83 :M 30 I 29 I 28 I 27 ,, 26 25 ;M 24 ; 23 ; 22 M `ss T as I" I I —I I I I —I C7 I- I I 21 1� B 30' 12,337 sf I 15,620 sf I I I I Q I I I '°'• 20 "' I I I I I I I I I I I I^ - I I I I I I I I , I I I I J ! I � I I 1 I I � � I 65.96 75 75 75 93.50 118.38 75 75 75 -. 75 61 61.20 75 75 75 75 66 746 756 774 790 - 804 828 - 848 860 876 886 898 924 936 952 966 982 996 L.L.A. KENNETH L.L.A. 19454447 ....5817 TRACT NO. 531 SUNNYOAKS MANOR o AVENUE CO P.M.222-M-2 20-M-1 _ 745 755 773 789 803 819 835 849 865 881 895 899 823 939 953 967 981 995 O I 78 I 78 I 78 j 78 1 78 j 78 j 78 j 78 j 78 j 78 78 j 78 j 78 j 78 j 78 j 78 j 78 j 67.04 I I I 1 I I I I I I I I I I I I I � ,^ O I I I I I I I I I I I I I I I I I v, I I I I I I I I I I I I I I I I I II.1..I Q _ 'c 'M IM Ia I0 't° '`° In 'ol Ico Icn I0 '_ 'N IN In '� 38 '� 39 40 '°° 41 I 42 43 L.4' 44 '°° 45 46 '°° 47 '°° 48 49 50 '°' 51 '°' 52 I°' 53 '°' 54 55 ., I- I- I- I- I- I- I- I- I- ,',..1 I- I- I- IM I- I- I• I� I- I� I' I� I� I� I� I� I' I' I� I' 1� I� I� I I I I I I I I I I I I I I I I I 18 ; 17 ; 16 ; 15 : 14 ; 13 ; 12 : 11 ; 10 : 9 ; 8 ; 7 ; 6 ' 5 ; 4 ; 3 ; 2 ; 1 86 1 I I I I I I I I I I I I I I I 1 87.04 86.52 I I I I I I 1 I I 20' I R/W I I I I I I I 86.52 18 i- 17 -I-- 16 -I-- 15 -I- 14 - 13 -I-- 12 --I- 11 --I-- 10 —II - 9 —i 8 ---I- 7 6 —I- 5 —II 4 - 3 -i 2 -i_ 1 , I I I I I I 1 I I I 1 I I 1 1 I 8 I^ IN IN I:= I0 la la I0 I Io Io Io Io Io Io Io to 0 73 ,N 72 IN 71 ,c 70 ,N 69 ,N 68 IN 67 ,N 66 ,N 65 IN 64 ,a 63 IN 62 ,N 61 ,N 60 ,^ 59 ,N 58 'a 57 ' 56 I I I I I I I I I I I I I I I I I I I I I I I I 1 I I I I I I I I I I I I I I I I I I I I I I I I I I 66.52 ! 78 I 78 1 78 I 78 i 78 i 78 i 78 i 78 i 78 i 78 I 78 1 78 I 78 1 78 1 78 1 78 I 66.52 J 760 770 780 800 820 838 850 860 872 888 900 912 926 938 954 966 980 994 ' — SOBRAT0 - - - - - - - - - - •_- AVENUE - t: 1- U 1R1 DET. MAP 107 O o TRACT No. 3153 o SUNNYOAKS MEADOW a31 = LAWRENCE E. STONE - ASSESSOR M s— Cadastral map for assessment purposes only. Q J 143-M-24 co Q Compiled under R. & T. Code, Sec. 327. O Effective Roll Year 2014-2015 RE WED AUG 2 9 2014 0 CITY OF CAMPBELL CHICAGO TITLE COMPANY PLANNINflnFpr PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein, Chicago Title Company hereby reports that it is prepared to issue,or cause to be issued,as of the date hereof,a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth,insuring against loss which may be sustained by reason of any defect lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. This report(and any supplements or amendments hereto)is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby.If it is desired that liabilitybe assumed prior to the issuance of a poky of title insurance, a Binder or Commitment should be requested. The policy(s)of title insurance to be issued hereunder will be policy(s)of Chicago Title Insurance Company,a Missouri corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Chicago Title Company 0 BY (j21j ; /)✓ Presiderd ATTEST ,,/� ATTEST Secretary CLTA Preliminary Report Form-Modified(11/17/06) Visit Us on our Website: www.ctic.com 0 Chicago Title Company 290 Los Gatos/Saratoga Road•Los Gatos,CA 95030 408 354-8130•FAX 408 395-1554 PRELIMINARY REPORT Title Officer: Kevin Foley Title No.: 07-98502318-KF Escrow Officer: Kim Blackstone Locate No.: CACTI7743-7743-2985-0098502318 Escrow No.: 07-98502318-KB TO: Ventura Barnett 5985 -B Almaden Expressway San Jose, CA 95120 ATTN: Roy Blom SHORT TERM RATE: Yes PROPERTY ADDRESS: 967 Kenneth Avenue, Campbell,California EFFECTIVE DATE: May 14, 2007, 07:30 A.M. The form of policy or policies of title insurance contemplated by this report is: 1. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A Fee 2. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: Alan V.Jones and Jerri A.Jones, Husband and Wife as Joint Tenants 3. THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS: SEE EXHIBIT"A"ATTACHED HERETO AND MADE A PART HEREOF RL\RL 05/19/2007 1 CLTA Preliminary Report Form-Modified(11/17/06) Title No.07-98502318-KF Locate No. CACTI7743-7743-2985-0098502318 LEGAL DESCRIPTION EXHIBIT"A" THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF CAMPBELL, COUNTY OF SANTA CLARA, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: Lot 3,as shown on the Map entitled, 'Tract No.531 Sunnyoaks Manor",which Map was filed for Record in the Office of the Recorder of the County of Santa Clara,State of California,on August 2, 1948 in Book 20 of Maps, at Page 1. APN: 40430-053 • CLTA Preliminary Report Form-Modified(11/17/06) • Title No. 07-985O2318-KF Locate No.CACTI7743-7743-2985-0098502318 AT THE DATE HEREOF,ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: 1. Property taxes,which are a lien not yet due and payable,including any assessments collected with taxes to be levied for the fiscal year 2007-2008. 2. Special Tax for Santa Clara County Library District Joint Powers Authority Community Facilities District No. 2005-1,under the Mello-Roos Community Facilities Act of 1982 as disclosed by a Notice of Special Tax Lien Recorded June 24,2005, Instrument No. 18438576,Official Records, payable in continuing installments collected with the real property taxes. 3. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (Commencing with Section 75) of the Revenue and Taxation code of the State of California. 4. Easement(s) for the purpose(s) shown below and rights incidental thereto as delineated or as offered for dedication, on the map of said tract. Purpose: Light and Air Easement(Designated B.S.L. On the Map herein referred to) Affects: The Easterly 25 feet of Said Land 5. Covenants, conditions and restrictions in the declaration of restrictions but omitting any covenants or restrictions, if any, including, but not limited to those based upon race,color, religion, sex,sexual orientation,familial status,marital status,disability, handicap,national origin,ancestry,or source of income, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law. Recorded: April 18, 1949, Book 1774, Page 150, of Official Records Said covenants,conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or deed of trust made in good faith and for value. 6. A deed of trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby Amount: $185,000.00 Dated: October 25, 2002 Trustor: Alan V. Jones and Jerri A.Jones, Husband and Wife as Joint Tenants Trustee: Chicago Title Insurance Company Beneficiary: IndyMac Bank, F.S.B. Loan No.: None Shown Recorded: November 6, 2002, Instrument No. 16597440, of Official Records Insured - Yes 3 CLTA Preliminary Report Form-Modified(11/17/06) ITEMS: (continued) Title No.07-98502318-KF Locate No. CACTI7743-7743-2985-0098502318 7. A deed of trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby Amount: $186,410.00 Dated: January 12, 2004 Trustor: Alan V.Jones and Jerri A.Jones, Husband and Wife as Joint Tenants Trustee: Chicago Title Beneficiary: IndyMac Bank, F.S.B., a federally chartered savings bank Loan No.: 3359040 Recorded: February 2, 2004, Instrument No. 17597382, of Official Records Insured - No The beneficial interest thereunder has been assigned, by mesne assignments, to: Assignee: Mortgage Electronic Registration Systems, Inc. Loan No.: None Shown Recorded: August 25, 2004, Instrument No. 17970174, of Official Records END OF ITEMS Note 1. The current owner is entitled to receive 3 discount(s)of$20.00 each (Total$60.00)on escrow services OR title insurance pursuant to the coordinated stipulated judgments entered in actions filed by both the Attorney General and private class action plaintiffs. Note 2. The application for title insurance was placed by reference to only a street address or tax identification number. Based on our records, we believe that the description in this report covers the parcel requested, however, if the legal description is incorrect a new report must be prepared. If the legal description is incorrect, in order to prevent delays, the seller/buyer/borrower must provide the Company and/or the settlement agent with the correct legal description intended to be the subject of this transaction. Note 3. There are NO deeds affecting said land,recorded within twenty-four(24)months of the date of this report. 4 CLTA Preliminary Report Form-Modified(11/17/06) NOTES: (continued) Title No. 07-98502318-KF Locate No. CACTI7743-7743-2985-0098502318 Note 4. If a 1970 ALTA Owner's or Lender's or 1975 ALTA Leasehold Owner's or Lender's policy form has been requested,the policy,when approved for issuance,will be endorsed to add the following to the Exclusions From Coverage contained therein: Loan Policy Exclusion: Any claim, which arises out of the transaction creating the interest of the mortgage insured by this policy,by reason of the operation of federal bankruptcy,state insolvency,or similar creditors' rights laws, that is based on: (i) the transaction creating the interest of the insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer; or (ii)the subordination of the interest of the insured mortgagee as a result of the application of the doctrine of equitable subordination; or (iii)the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a)to timely record the instrument of transfer; or (b)of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. Owners Policy Exclusion: Any claim, which arises out of the transaction vesting in the insured, the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (i) the transaction creating the estate or interest by this policy being deemed a fraudulent conveyance or fraudulent transfer; or (ii) the transaction creating the estate or interest insured by this policy being deemed a preferential transfer except where the preferential transfer results from the failure: (a)to timely record the instrument of transfer; or (b)of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. Note 5. The Company is not aware of any matters which would cause it to decline to attach the CLTA Endorsement Form 116 indicating that there is located on said land Single Family Dwelling known as 967 Kenneth Avenue, Campbell, California to an Extended Coverage Loan Policy. Note 6. NOTE: The policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation. Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to your Title Insurance coverage. 5 CLTA Preliminary Report Form-Modified(11/17/06) NOTES: (continued) Title No. 07-98502318-KF Locate No. CACTI7743-7743-2985-0098502318 Note 7. Property taxes for the fiscal year shown below are PAID. For proration purposes the amounts are: Tax Identification No.: 404-30-053 Fiscal Year: 2006- 2007 1st Installment: $2,073.11 2nd Installment: $2,073.11 Exemption: None Shown Land: $245,824.00 Improvements: $67,598.00 Personal Property: $0.00 Code Area: 10-005 Note 8. If a county recorder, title insurance company, escrow company, real estate broker, real estate agent or association provides a copy of a declaration, governing document or deed to any person,California law requires that the document provided shall include a statement regarding any unlawful restrictions. Said statement is to be in at least 14-point bold face type and may be stamped on the first page of any document provided or included as a cover page attached to the requested document. Should a party to this transaction request a copy of any document reported herein that fits this category,the statement is to be included in the manner described. Note 9. Wiring instructions for Chicago Title Company, Los Gatos, CA, are as follows: Receiving Bank: Bank of America 275 Valencia Blvd, 2nd Floor Brea, CA 92823-6340 ABA Routing No.: 026009593 Credit Account Name: Chicago Title Company- Los Gatos 290 Los Gatos/Saratoga Road, Los Gatos, CA 95030 Credit Account No.: 12353-81969 Escrow No.: 07-98502318-KB These wiring instructions are for this specific transaction involving the Title Department of the San Jose office of Chicago Title Company. These instructions therefore should not be used in other transactions without first verifying the information with our accounting department. It is imperative that the wire text be exactly as indicated. Any extraneous information may cause unnecessary delays in confirming the receipt of funds. Note 10. Any documents being executed in conjunction with this transaction must be signed in the presence of an authorized Company employee, an authorized employee of an agent, an authorized employee of the insured lender,or by using Bancsery or other approved third-party service. If the above requirements cannot be met, please call the company at the number provided in this report. END OF NOTES 6 CLTA Preliminary Report Form-Modified(11/17/06) OFFICE OF COUNTY ASSESSOR SANTA CLARA COUNTY, CALIFORNIA BOOK PAGE 404 30 I 29 -- , }y- I TRACT N= 284• •GARRISON TRACT \ ,,,I SUNNYOAKS TRACT I1I — — EMORY — 4. AVENUE [—A 74s 103 713 903 III 939 05? '..5: 075 9s/ aaa str PIS r 959 P.9M.505-M-7 /`' 71p 90 90 I loo loo 100 loo I loo i to. ( loo ISO I 100 1 75 X151 141/4 1 1 • I :I IT, I I I I I I /2 m) 74 Ir 76 a I I 1 I I Io 2: PCL.B I I= a / I� 2 3 I 4 5 I 6 7 9 9 I /O 1 // 2�PTN.LOT I I sc ti,;5,1 I PCL.A ° ; • I --✓ IS 161.44 _ 1 I E.,.. !- I I I I 1 I �� ss 75 176.04 Q I ,n'PTN.LOT �6 u+ 30 12 I I II 10 1 9 8 I 7 I 6 I 5 I 4 I 3 I 2 I� PCL.C n 2 176.04• J 1 I... I `e .—L--_------ •• 909.84 U7 LOT ; :........................ Y /7 167. i58£2559-43-22':. - O m r'............P.l............ o O O a0 g S. C. V. W. D. •32 v CITY OF a L. a CAMPBELL o Z CC _ = z S.C.V.W.D. I 3.05 AC. NET I.3IAC. NET N .. 909.84 185 167. I415 65.96 I I I BI 50' 88.68 1 I •.• I •. 61 90' 81.20 36 125 26 19 20 21 1 22 "I ZS 24 I 25 I 26 I 27 28 I 29 Z 30 31 32 33 N A �$C /9 o BOOK I I A. • ; �� I I "I z W ° b-- '�---I I 406 a 37 . 36 35 34 nl 33 = 411.1 _ 3/ I 30 1 29 I 28 27 om1 26 W Q - 25 ^ 24 23 21 r,; 39 1 9-6-8 —:. 61 SO I I I Z a I` I I -I - �/ Ia 20 N I I I IX I I I I IF n/9 65.96 I 75 J 75 I 75 I 61 60.68 75 76 75 75 61 61.20 75 75 75 75 1 66 0 740 740 III 029 549 010 076 III 090 I 924 930 362 36 9I2 KENNETH N N E T H166 4 b TRACT N° 531-•••SU NHYOAKS MANOR O so AVENUE PM.222-M-2 741 735 773 791 003 III 136 849 665 9I/ 995 999 925 !JD 953 967 s9/ 995 78 I 78 T 78 I 78 I 78 78 I 79 78 I 78 78 I 78 78 78 78 78 78 I 78 67.04 O I I I I I I In I-- C:1 I I I • I I I I w ill 38 I•? 39 I° 40 "' 41 I� 42 w 43 IS 44 w 45 I� 46 4 47 Im 48 W11" 49 m 50 T 5/ 2`. 52 m 5 IV, 54 $ 55 9"+ __VV 4D I�, - IM - Cl_ _ I8 - V. I _ ,^ M m - 8 " I_M M _ I I- 4 R m.ate, IB 1 17 1 16 IS 14 13 I 12 II i 10 9 I 8 7 6 5 4 3 1 2 I • R Nt • e7.04 q a . B _ 6.6 I ... I ... L... y ... y ..._ �... 4 ... ... �-66.6₹.. tl,0 86.52 I I /n' R/W -2_ ...1. 4 a,o —" IB�'—I7—1 i6—�-16- -14--13—r--i2 Ip I 1 —to 9—T- 8 --I--7 " 6-r— 5---I-- 4 7.--I-- 2 L I —Im2 rm oo ti 0 1 c 75 2 72 I" 7/ Io 70 i0 69 IN 68 12 67 IN $6 IN 65 l0 64 j$ 63 1d 62 I$ 6/ 10 60 IN 59 IN 58 Ici 57 IN 56 2 ', IN I" I" 1`= I I I I 1— 1 I� I— I— 1— 1— 1— I- _ 4�" .r I I I I I I I I I I I I I I I I I • • ~°a�'y 66.52 78 78 I 78 I 78 I 78 I 78 I 78 I 78 I 66.52 E:4112' pp 12 I I I 78 I 78 I 78 I 78 1 78 I 78 I 78 I 78 a M 760 770 740 600 620 636 650 900 972 III 900 9/2 325 530 954 966 190 994 0 O m TRACT N2 i53•.•SUNNYOAKS MEADOW O 0 5 Ez a SOBRATO - I -' I - I AVENUE MCT.-1.:•,.....d ',' LANRENCE C STONE t ASSESSOR •12 FFF mA GAMMA LAURA DR. ".. 31 BETA CT.•": I ALPHA CT. J am�� m1�ples�7. n .o 'I �I Compled undr R.&T.Code•S. 327. • N $1. Effective Roll Wo7 2005-2006 ATTACHMENT ONE AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY(6-1-87)EXCLUSIONS In addition to the Exceptions in Schedule B,you are not insured 3. Title Risks: against loss,costs,attorneys'fees,and expenses resulting from: • that are created,allowed,or agreed to by you 1. Governmental police power,and the existence or violation of • that are known to you,but not to us,on the Policy Date- any law or government regulation.This includes building and unless they appeared in the public records zoning ordinances and also laws and regulations concerning: • that result in no loss to you • land use • that first affect your title after the Policy Date—this does not • improvements on the land limit the labor and material lien coverage in Item 8 of • land division Covered Title Risks • environmental protection 4. Failure to pay value for your title. This exclusion does not apply to violations or the enforcement 5. Lack of a right:. of these matters which appear in the public records at policy • to any land outside the area specifically described and date• referred to in Item 3 of Schedule A This exclusion does not limit the zoning coverage described in or Items 12 and 13 of Covered Title Risks. • in streets,alleys,or waterways that touch your land 2. The right to take the land by condemning it,unless: This exclusion does not limit the access coverage in Item 5 of • a notice of exercising the right appears in the public records Covered Title Risks. on the Policy Date • the taking happened prior to the Policy Date and is binding on you if you bought the land without knowledge of the taking In addition to the Exclusions,you are not insured against loss, 3. Any facts about the land which a correct survey would disclose costs,attorneys'fees,and the expenses resulting from: and which are not shown by the public records.This does not I. Any rights,interests,or claims of parties in possession of the limit the forced removal coverage in Item 12 of Covered land not shown by the public records. Title Risks. 2. Any easements or liens not shown by the public records.This 4. Any water rights or claims or title to water in or under the land, does not limit the lien coverage in Item 8 of Covered whether or not shown by the public records. Title Risks. attaclunent One(11/17/06) • ATTACHMENT ONE (CONTINUED) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY-1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of (a)whether or not recorded in the public records at Date of this policy and the Company will not pay loss or damage,costs, Policy, but created, suffered, assumed or agreed to by the attorneys'fees or expenses which arise by reason of: insured claimant; 1. (a)Any law,ordinance or governmental regulation(including (b)not known to the Company, not recorded in the public but not limited to building and zoning laws, ordinances, or records at Date of Policy,but known to the insured claimant regulations) restricting, regulating, prohibiting or relating and not disclosed in writing to the Company by the insured (i)the occupancy, use, or enjoyment of the land; (ii)the claimant prior to the date the insured claimant became an character,dimensions or location of any improvement now or insured under this policy; hereafter erected on the land;(iii)a separation in ownership or (c)resulting in no loss or damage to the insured claimant; a change in the dimensions or area of the land or any parcel of (d)attaching or created subsequent to Date of Policy;or which the land is or was a part; or (iv)environmental (e)resulting in loss or damage which would not have been protection, or the effect of any violation of these laws, sustained if the insured claimant had paid value for the insured ordinances or governmental regulations,except to the extent mortgage or for the estate or interest insured by this policy. that a notice of the enforcement thereof or a notice of a defect, 4. Unenforceability of the lien of the insured mortgage because of lien or encumbrance resulting from a violation or alleged the inability or failure of the insured at Date of Policy,or the violation affecting the land has been recorded in the public inability or failure of any subsequent owner of the indebtedness, records at Date of Policy. to comply with the applicable doing business laws of the state (b)Any governmental police power not excluded by(a)above, in which the land is situated except to the extent that a notice of the exercise thereof or a 5. Invalidity or unenforceability of the lien of the insured notice of a defect, lien or encumbrance resulting from a mortgage,or claim thereof,which arises out of the transaction violation or alleged violation affecting the land has been evidenced by the insured mortgage and is based upon usury or recorded in the public records at Date of Policy. any consumer credit protection or truth in lending law. 2. Rights of eminent domain unless notice of the exercise thci euf 6. Any claim, which arises out of the transaction vesting in the has been recorded in the public records at Date of Policy,but insured the estate or interest insured by this policy or the not excluding from coverage any taking which has occurred transaction creating the interest of the insured lender,by reason prior to Date of Policy which would be binding on the rights of of the operation of federal bankruptcy, state insolvency or a purchaser for value without knowledge. similar creditors'rights laws. 3. Defects,liens,encumbrances,adverse claims,or other matters: SCHEDULE B,PART I EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage(and the Company will not pay costs,attorneys'fees or expenses)which arise by reason of: PART I 1. Taxes or assessments which are not shown as existing liens by 3. Easements,liens or encumbrances,or claims thereof,not shown the records of any taxing authority that levies taxes or by the public records. assessments on real property or by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, Proceedings by a public agency which may result in taxes or encroachments,or any other facts which a correct survey would assessments, or notices of such proceedings,whether or not disclose,and which are not shown by the public records. shown by the records of such agency or by the public records. 5. (a)Unpatented mining claims;(b)reservations or exceptions in 2. Any facts,rights,interests or claims which are not shown by the patents or in Acts authorizing the issuance thereof;(c)water public records but which could be ascertained by an inspection rights, claims or title to water, whether or not the matters of the land or which may be asserted by persons in possession excepted under(a),(b),or(c)are shown by the public records. thereof. Attachment One(11/17/06) ATTACHMENT ONE (CONTINUED) AMERICAN LAND TITLE ASSOCIATION LOAN POLICY(10-17-92) WITH A.L.T.A.ENDORSEMENT-FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of material or to the extent insurance is afforded herein as to this policy and the Company will not pay loss or damage,costs, assessments for street improvements under construction or attorneys'fees or expenses which arise by reason of: completed at Date of Policy);or 1. (a)Any law,ordinance or governmental regulation(including (e)resulting in loss or damage which would not have been but not limited to building and zoning laws, ordinances, or sustained if thc insured claimant had paid value for the insured regulations) restricting,regulating,prohibiting or relating to mortgage. (i)the occupancy, use, or enjoyment of the land; (ii)the 4. Unenforceability of the lien of the insured mortgage because of character,dimensions or location of any improvement now or the inability or failure of the insured at Date of Policy,or the hereafter erected on the land;(iii)a separation in ownership or inability or failure of any subsequent owner of the indebtedness, a change in the dimensions or area of the land or any parcel of to comply with applicable doing business laws of the state in which the land is or was a part; or (iv)environmental which the land is situated. protection, or the effect of any violation of these laws, 5. Invalidity or unenforceability of the lien of the insured ordinances or governmental regulations,except to the extent mortgage,or claim thereof,which arises out of the transaction that a notice of the enforcement thereof or a notice of a defect, evidenced by the insured mortgage and is based upon usury or lien or encumbrance resulting from a violation or alleged any consumer credit protection or truth in lending law. violation affecting the land has been recorded in the public 6. Any statutory lien for services,labor or materials(or the claim records at Date of Policy. of priority of any statutory lien for services,labor or materials (b)Any governmental police power not excluded by(a)above, over the lien of the insured mortgage) arising from an except to the extent that a notice of the exercise thereof or a improvement or work related to the land which is contracted for notice of a defect, lien or encumbrance resulting from a and commenced subsequent to Date of Policy and is not violation or alleged violation affecting the land has been financed in whole or in part by proceeds of the indebtedness recorded in the public records at Date of Policy. secured by the insured mortgage which at Date of Policy the 2. Rights of eminent domain unless notice of the exercise thereof insured has advanced or is obligated to advance. has been recorded in the public records at Date of Policy,but 7. Any claim, which arises out of the transaction creating the not excluding from coverage any taking which has occurred interest of the mortgagee insured by this policy,by reason of the prior to Date of Policy which would be binding on the rights of operation of federal bankruptcy, state insolvency, or similar a purchaser for value without knowledge. creditors'rights laws,that is based on: 3. Defects,liens,encumbrances,adverse claims,or other matters: (i) the transaction creating the interest of the insured mortgagee (a)created, suffered, assumed or agreed to by the insured being deemed a fraudulent conveyance or fraudulent transfer,or claimant; (ii)the subordination of the interest of the insured mortgagee as (b)not known to the Company, not recorded in the public a result of the application of the doctrine of equitable records at Date of Policy,but known to the insured claimant subordination;or and not disclosed in writing to the Company by the insured (iii) the transaction creating the interest of the insured claimant prior to the date the insured claimant became an mortgagee being deemed a preferential transfer except where insured under this policy; the preferential transfer results from the failure: (c)resulting in no loss or damage to the insured claimant; (a)to timely record the instrument of transfer;or (d)attaching or created subsequent to Date of Policy(except to (b)of such recordation to impart notice to a purchaser for the extent that this policy insures the priority of the lien of the value or a judgement or lien creditor. insured mortgage over any statutory lien for services,labor or The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage(and the Company will not pay costs,attorneys'fees or expenses)which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by 4. Discrepancies, conflicts in boundary lines, shortage in area, the records of any taxing authority that levies taxes or encroachments,or any other facts which a correct survey would assessments on real property or by the public records. disclose,and which are not shown by the public records. Proceedings by a public agency which may result in taxes or 5. (a)Unpatented mining claims;(b)reservations or exceptions in assessments, or notices of such proceedings,whether or not patents or in Acts authorizing the issuance thereof;(c)water shown by the records of such agency or by the public records. rights, claims or title to water, whether or not the matters 2. Any facts,rights,interests or claims which are not shown by the excepted under(a),(b)or(c)are shown by the public records. public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements,liens or encumbrances,or claims thereof,not shown by the public records. Attachment One(11/17/06) • ATTACHMENT ONE (CONTINUED) 2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY(06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of (c)resulting in no loss or damage to the Insured Claimant; this policy,and the Company will not pay loss or damage,costs, (d)attaching or created subsequent to Date of Policy(however, attorneys'fees,or expenses that arise by reason of: this does not modify or limit the coverage provided under 1. (a)My law, ordinance, permit, or governmental regulation Covered Risk 11, 13,or 14);or (including those relating to building and zoning)restricting, (e)resulting in loss or damage that would not have been regulating,prohibiting,or relating to sustained if the Insured Claimant had paid value for the Insured (i) the occupancy,use,or enjoyment of the Land; Mortgage. (ii)the character, dimensions, or location of any 4. Unenforceability of the lien of the Insured Mortgage because of improvement erected on the Land; the inability or failure of an Insured to comply with applicable (iii) the subdivision of land;or doing-business laws of the state where the Land is situated (iv) environmental protection; 5. Invalidity or unenforceability in whole or in part of the lien of or the effect of any violation of these laws, ordinances, or the Insured Mortgage that arises out of the transaction governmental regulations.This Exclusion 1(a)does not modify evidenced by the Insured Mortgage and is based upon usury or or limit the coverage provided under Covered Risk 5. any consumer credit protection or truth-in-lending law. (b)My governmental police power.This Exclusion 1(b)does 6. Any claim,by reason of the operation of federal bankruptcy, not modify or limit the coverage provided under Covered state insolvency, or similar creditors' rights laws, that the Risk 6. transaction creating the lien of the Insured Mortgage,is 2. Rights of eminent domain.This Exclusion does not modify or (a)a fraudulent conveyance or fraudulent transfer,or limit the coverage provided under Covered Risk 7 or 8. (b)a preferential transfer for any reason not stated in Covered 3. Defects,liens,encumbrances,adverse claims,or other matters Risk 13(b)of this policy. (a)created, suffered, assumed, or agreed to by the Insured 7. Any lien on the Title for real estate taxes or assessments Claimant; imposed by governmental authority and created or attaching (b)not Known to the Company, not recorded in the Public between Date of Policy and the date of recording of the Insured Records at Date of Policy,but Known to the Insured Claimant Mortgage in the Public Records. This Exclusion does not and not disclosed in writing to the Company by the Insured modify or limit the coverage provided under Covered Claimant prior to the date the Insured Claimant became an Risk 11(b). Insured under this policy; The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage(and the Company will not pay costs,attorneys'fees or expenses)that arise by reason of: 1. (a)Taxes or assessments that are not shown as existing liens by 3. Easements,liens or encumbrances,or claims thereof,not shown the records of any taxing authority that levies taxes or by the Public Records. assessments on real property or by the Public Records; 4. Any encroachment, encumbrance, violation, variation, or (b)proceedings by a public agency that may result in taxes or adverse circumstance affecting the Title that would be disclosed assessments, or notices of such proceedings,whether or not by an accurate and complete land survey of the Land and not shown by the records of such agency or by the Public Records. shown by the Public Records. 2. Any facts,rights,interests,or claims that arc not shown by the 5. (a)Unpatented mining claims;(b)reservations or exceptions in Public Records but that could be ascertained by an inspection patents or in Acts authorizing the issuance thereof;(c)water of the Land or that may he asserted by persons in possession of rights, claims or title to water, whether or not the matters the Land. excepted under(a),(b),or(c)are shown by the Public Records. Attachment One(11/17/06) ATTACHMENT ONE (CONTINUED) AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY(10-17-92) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of 3. Defects,liens,encumbrances,adverse claims,or other matters: this policy and the Company will not pay loss or damage,costs, (a)created, suffered, assumed or agreed to by the insured attorneys'fees or expenses which arise by reason of: claimant; 1. (a)Any law,ordinance or governmental regulation(including (b)not known to the Company, not recorded in the public but not limited to building and zoning laws, ordinances, or records at Date of Policy,but known to the insured claimant regulations) restricting, regulating,prohibiting or relating to and not disclosed in writing to the Company by the insured (i)the occupancy, use, or enjoyment of the land; (ii)the claimant prior to the date the insured claimant became an character,dimensions or location of any improvement now or insured under this policy; hereafter erected on the land;(iii)a separation in ownership or (c)resulting in no loss or damage to the insured claimant; a change in the dimensions or area of the land or any parcel of (d)attaching or created subsequent to Date of Policy,or which the land is or was a part; or (iv)environmental (e)resulting in loss or damage which would not have been protection, or the effect of any violation of these laws, sustained if the insured claimant had paid value for the estate or ordinances or governmental regulations,except to the extent interest insured by this policy. that a notice of the enforcement thereof or a notice of a defect, 4. Any claim,which arises out of the transaction vesting in the lien or encumbrance resulting from a violation or alleged insured the estate or interest insured by this policy,by reason of violation affecting the land has been recorded in the public the operation of federal bankruptcy,state insolvency,or similar records at Date of Policy. creditors'rights laws,that is based on: (b)Any governmental police power not excluded by(a)above, (i) the transaction creating the estate or interest insured by this except to the extent that a notice of the exercise thereof or a policy being deemed a fraudulent conveyance or fraudulent notice of a defect, lien or encumbrance resulting from a transfer,or violation or alleged violation affecting the land has been (ii)the transaction creating the estate or interest insured by this recorded in the public records at Date of Policy. policy being deemed a preferential transfer except where the 2. Rights of eminent domain unless notice of the exercise thereof preferential transfer results from the failure: has been recorded in the public records at Date of Policy,but (a)to timely record the instrument of transfer;or not excluding from coverage any taking which has occurred (b)of such recordation to impart notice to a purchaser for prior to Date of Policy which would be binding on the rights of value or a judgement or lien creditor. a purchaser for value without knowledge. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage(and the Company will not pay costs,attorneys'fees or expenses)which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by 3. Easements,liens or encumbrances,or claims thereof,not shown the records of any taxing authority that levies taxes or by the public records. assessments on real property or by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, Proceedings by a public agency which may result in taxes or encroachments,or any other facts which a correct survey would assessments, or notices of such proceedings, whether or not disclose,and which are not shown by the public records. shown by the records of such agency or by the public records. 5. (a)Unpatented mining claims;(b)reservations or exceptions in 2. Any facts,rights,interests or claims which are not shown by the patents or in Acts authorizing the issuance thereof;(c)water public records but which could be ascertained by an inspection rights, claims or title to water, whether or not the matters of the land or which may be asserted by persons in possession excepted under(a),(b)or(c)are shown by the public records. thereof. Attachment One(11/17/06) ATTACHMENT ONE (CONTINUED) 2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY(06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of (b)not Known to the Company, not recorded in the Public this policy, and the Company will not pay loss or damage,costs, Records at Date of Policy,but Known to the Insured Claimant attorneys'fees,or expenses that arise by reason of: and not disclosed in writing to the Company by the Insured 1. (a)Any law, ordinance, permit, or governmental regulation Claimant prior to the date the Insured Claimant became an (including those relating to building and zoning)restricting, Insured under this policy, regulating,prohibiting,or relating to (c)resulting in no loss or damage to the Insured Claimant; (i) the occupancy,use,or enjoyment of the Land; (d)attaching or created subsequent to Date of Policy(however, (ii)the character, dimensions, or location of any this does not modify or limit the coverage provided under improvement erected on the Land; Covered Risk 9 and 10);or (iii) the subdivision of land;or (e)resulting in loss or damage that would not have been (iv) environmental protection; sustained if the Insured Claimant had paid value for the Title. or the effect of any violation of these laws, ordinances, or 4. Any claim,by reason of the operation of federal bankruptcy, governmental regulations.This Exclusion 1(a)does not modify state insolvency, or similar creditors' rights laws, that the or limit the coverage provided under Covered Risk 5. transaction vesting the Title as shown in Schedule A,is (b)Any governmental police power.This Exclusion 1(b)does (a)a fraudulent conveyance or fraudulent transfer;or not modify or limit the coverage provided under Covered (b)a preferential transfer for any reason not stated in Covered Risk 6. Risk 9 of this policy. 2. Rights of eminent domain.This Exclusion does not modify or 5. Any lien on the Title for real estate taxes or assessments limit the coverage provided under Covered Risk 7 or 8. imposed by governmental authority and created or attaching 3. Defects,liens,encumbrances,adverse claims,or other matters between Date of Policy and the date of recording of the deed or (a)created, suffered, assumed, or agreed to by the Insured other instrument of transfer in the Public Records that vests Claimant; Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage(and the Company will not pay costs,attorneys' fees or expenses)that arise by reason of: 1. (a)Taxes or assessments that are not shown as existing liens by 3. Easements,liens or encumbrances,or claims thereof,not shown the records of any taxing authority that levies taxes or by the Public Records. assessments on real property or by the Public Records; (b) 4. Any encroachment, encumbrance, violation, variation, or proceedings by a public agency that may result in taxes or adverse circumstance affecting the Title that would be disclosed assessments, or notices of such proceedings,whether or not by an accurate and complete land survey of the Land and that shown by the records of such agency or by the Public Records. arc not shown by the Public Records. 2. Any facts,rights,interests,or claims that are not shown in the 5. (a)Unpatented mining claims;(b)reservations or exceptions in Public Records but that could be ascertained by an inspection patents or in Acts authorizing the issuance thereof,(c)water of the Land or that may be asserted by persons in possession of' rights, claims or title to water, whether or not the matters the Land. excepted under(a),(b),or(c)are shown by the Public Records. Attachment One(11/17/06) ATTACHMENT ONE (CONTINUED) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE(10-22-03) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE(10-22-03) EXCLUSIONS In addition to the Exceptions in Schedule B,You are not insured against loss,costs,attorneys'fees,and expenses resulting from: 1. Governmental police power,and the existence or violation of b. the taking happened before the Policy Date and is binding any law or government regulation. This includes ordinances, on You if You bought the Land without Knowing of the laws and regulations concerning: taking. a. building 4. Risks: b. zoning a. that are created,allowed,or agreed to by You,whether or c. Land use not they appear in the Public Records; d. improvements on Land b. that are Known to You at the Policy Date,but not to Us, e. Land division unless they appear in the Public Records at the Policy Date; 1 environmental protection c. that result in no loss to You;or This Exclusion does not apply to violations or the enforcement of d. that first occur after the Policy Date—this does not limit the these matters if notice of the violation or enforcement appears in coverage described in Covered Risk 7, 8.d, 22, 23, 24 the Public Records at the Policy Date. or 25. This Exclusion does not limit the coverage described in Covered 5. Failure to pay value for Your Title. Risk 14, 15, 16, 17 or 24. 6. Lack of a right: 2. The failure of Your existing structures,or any part of them,to a. to any Land outside the area specifically described and be constructed in accordance with applicable building codes. referred to in paragraph 3 of Schedule A;and This Exclusion does not apply to violations of building codes if b. in streets,alleys,or waterways that touch the Land. notice of the violation appears in the Public Records at the This Exclusion does not limit the coverage described in Covered Policy Date. Risk 11 or 18. 3. The right to take the Land by condemning it,unless: a. notice of exercising the right appears in the Public Records at the Policy Date;or LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 14,15, 16 and 18,Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 14: 1.00%of Policy Amount $10.000.00 or $2 500.00 (whichever is less) Covered Risk 15:. L00%of Policy Amount $25.000.00 or $5.000.00 (whichever is less) Covered Risk 16: 1.00%of Policy Amount $25.000.00 or $5.000.00 (whichever is less) Covered Risk 18: 1.00%of Policy Amount $5 000.00 or $2.500.00 (whichever is less) Attachment One(11/17/06) • ATTACHMENT ONE (CONTINUED) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY(10/13/01) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of Risks 8,16, 18, 19,20,21,22,23,24,25 and 26);or this policy and the Company will not pay loss or damage,costs, (e)resulting in loss or damage which would not have been attorneys'fees or expenses which arise by reason of: sustained if the Insured Claimant had paid value for the Insured 1. (a)Any law,ordinance or governmental regulation(including Mortgage. but not limited to zoning laws, ordinances, or regulations) 4. Unenforceability of the hen of the Insured Mortgage because of restricting, regulating, prohibiting or relating to (i)the the inability or failure of the Insured at Date of Policy,or the occupancy,use, or enjoyment of the Land; (ii)the character, inability or failure of any subsequent owner of the indebtedness, dimensions or location of any improvements now or hereafter to comply with applicable doing business laws of the state in erected on the Land;(iii)a separation in ownership or a change which the Land is situated. in the dimensions or areas of the Land or any parcel of which 5. Invalidity or unenforceability of the lien of the Insured the Land is or was a part;or(iv)environmental protection,or Mortgage,or claim thereof,which arises out of the transaction the effect of any violation of these laws, ordinances or evidenced by the Insured Mortgage and is based upon usury, governmental regulations,except to the extent that a notice of except as provided in Covered Risk 27,or any consumer credit the enforcement thereof or a notice of a defect, lien or protection or truth in lending law. encumbrance resulting from a violation or alleged violation 6. Real property taxes or assessments of any governmental affecting the Land has been recorded in the Public Records at authority which become a lien on the Land subsequent to Date Date of Policy. This exclusion does not limit the coverage of Policy.This exclusion does not limit the coverage provided provided under Covered Risks 12,13, 14,and 16 of this policy. under Covered Risks 7,8(e)and 26. (b)Any governmental police power not excluded by(a)above, 7. Any claim of invalidity,unenforceability or lack of priority of except to the extent that a notice of the exercise thereof or a the lien of the Insured Mortgage as to advances or notice of a defect, lien or encumbrance resulting from a modifications made after the Insured has Knowledge that the violation or alleged violation affecting the Land has been vestee shown in Schedule A is no longer the owner of the estate recorded in the Public Records at Date of Policy. This or interest covered by this policy.This exclusion does not limit exclusion does not limit the coverage provided under Covered the coverage provided in Covered Risk 8. Risks 12, 13,14,and 16 of this policy. 8. Lack of priority of the lien of the Insured Mortgage as to each 2. Rights of eminent domain unless notice of the exercise thereof and every advance made after Date of Policy,and all interest has been recorded in the Public Records at Date of Policy,but charged thereon,over liens,encumbrances and other matters not excluding from coverage any taking which has occurred affecting the title, the existence of which are Known to the prior to Date of Policy which would be binding on the rights of Insured at: a purchaser for value without Knowledge. (a)The time of the advance;or 3. Defects,liens,encumbrances,adverse claims or other matters: (b)The time a modification is made to the terms of the Insured (a)created, suffered, assumed or agreed to by the Insured Mortgage which changes the rate of interest charged,if the rate Claimant; of interest is greater as a result of the modification than it would (b)not Known to the Company, not recorded in the Public have been before the modification. This exclusion does not Records at Date of Policy,but Known to the Insured Claimant limit the coverage provided in Covered Risk 8. and not disclosed in writing to the Company by the Insured 9. The failure of the residential structure,or any portion thereof to Claimant prior to the date the Insured Claimant became an have been constructed before, on or after Date of Policy in Insured under this policy; accordance with applicable building codes.This exclusion does (c)resulting in no loss damage to the Insured Claimant; not apply to violations of building codes if notice of the (d)attaching or created subsequent to Date of Policy (this violation appears in the Public Records at Date of Policy. paragraph does not limit the coverage provided under Covered Attachment One(11/17/06) Notice You may be entitled to receive a$20.00 discount on escrow services if you purchased,sold or refinanced residential property in California between May 19, 1995 and November 1,2002. If you had more than one qualifying transaction,you may be entitled to multiple discounts. If your previous transaction involved the same property that is the subject of your current transaction,you do not have to do anything;the Company will provide the discount,provided you are paying for escrow or title services in this transaction. If your previous transaction involved property different from the property that is subject of your current transaction,you must-prior to the close of the current transaction-inform the Company of the earlier transaction, provide the address of the property involved in the previous transaction,and the date or approximate date that the escrow closed to be eligible for the discount. Unless you inform the Company of the prior transaction on property that is not the subject of this transaction,the Company has no obligation to conduct an investigation to determine if you qualify for a discount. If you provide the Company information concerning a prior transaction, the Company is required to determine if you qualify for a discount which is subject to other terms and conditions. Effective through November 1, 2014 • Fidelity National Title Group of Companies'Privacy Statement July 1, 2001 We recognize and respect the privacy expectations of today's consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information("Personal Information"),and to whom it is disclosed,will form the basis for a relationship of trust between us and the public that we serve. This Privacy Statement provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws. In the course of our business,we may collect Personal Information about you from the following sources: • From applications or other forms we receive from you or your authorized representative; • From your transactions with,or from the services being performed by,us,our affiliates,or others; • From our internet web sites; • From the public records maintained by governmental entities that we either obtain directly from those entities,or from our affiliates or others;and • From consumer or other reporting agencies. Our Policies Regarding the Protection of the Confidentiality and Security of Your Personal Information We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes. Our Policies and Practices Regarding the Sharing of Your Personal Information We may share your Personal Information with our affiliates,such as insurance companies,agents,and other real estate settlement service providers. We also may disclose your Personal Information: • to agents,brokers or representatives to provide you with services you have requested; • to third-party contractors or service providers who provide services or perform marketing or other functions on our behalf;and • to others with whom we enter into joint marketing agreements for products or services that we believe you may find of interest. In addition,we will disclose your Personal Information when you direct or give us permission,when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as,for example,when disclosure is needed to enforce our rights arising out of any agreement,transaction or relationship with you. One of the important responsibilities of some of our affiliated companies is to record documents in the public domain. Such documents may contain your Personal Information. Right to Access Your Personal Information and Ability to Correct Errors or Request Changes or Deletion Certain states afford you the right to access your Personal Information and,under certain circumstances,to find out to whom your Personal Information has been disclosed. Also,certain states afford you the right to request correction,amendment or deletion of your Personal Information. We reserve the right, where permitted by law, to charge a reasonable fee to cover the costs incurred in responding to such requests. All requests must be made in writing to the following address: Fidelity National Title Group,Inc. Privacy Compliance Officer 601 Riverside Avenue Jacksonville,FL 32204 Multiple Products or Services If we provide you with more than one financial product or service, you may receive more than one privacy notice from us. We apologize for any inconvenience this may cause you. Privacy Statement(privacy)(11/05) C±L.1 of Campbell S-bon )rainaqeA ion 0 0 Facie 119 I'L. ..'41Y,,. , , .. • IMO ; if.s., r f N., . . , :r t.,. '''• _ ., _ -'''' .' A ., 1416 . aii.,..,.. .ii , . • . , ir, . , , r . -, If fA e-1" ._.- Ali . I :, f�,' 1 , so k Ali 532-07-MN • . _ a �— ..a..! _ .K',.\.---:..,'IIIrit' � {+ Q b Sri _4 I. Q . ■ _ , • i l \\—\\ ; ! ALPHA G, , clz ,iipif. .,.. ..; Y CONNg / , ,. (P',:..:__:/ AT . r ` f . : 3i. f4 a�• : 5,2-04,6-, • l : Ow , . . n• _ - A"110 -Wit - ,-- - I ' YIt",..,:. ilOW . V ,� _ .. '532-02-GB - - = 04y'h �� 41 no S32-0/-BU . 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